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USDT CARD · PRACTICAL GUIDES

ExCards: fees, documents and eligibility

Targets ad payments with detailed pricing. Include both issuance and funding charges.

The following fields are transcribed from the supplied reference, not independently verified issuer terms. Missing information is not zero or confirmed availability.

Card snapshot

ExCards

  • Documents: Passport / No proof of address
  • Card: Virtual / Visa / Mastercard
  • Funding: USDT / TRC20 / ERC20 / BEP20 / Bitcoin / Polygon / Arbitrum / Optimism

Cost 7.3%–10.8% · Issuance 29 USD

Fees

Virtual issuance29 USD
Monthly fee0 USD
Top-up fee2%
Spend / conversion0%
FX fee2%
ATMNot available (virtual cards only)

Limits

Daily500,000 USD
Monthly1,000,000 USD

Card info

NetworkVisa, Mastercard
3DS✓ Supported
Websiteexcards.io Source

Funding

ChainsTRC20, ERC20, BEP20, Bitcoin, Polygon, Arbitrum, Optimism, Avalanche
AssetsUSDT
Minimum10 USD

Ad platforms

Meta AdsOfficial FAQ says all three cards work for ad-platform billing; E-commerce card aimed at Meta/Google/TikTok
Google AdsOfficially supported
TikTok AdsOfficially supported

Documents and region

  • National ID card: ✗ Not accepted
  • Passport: ✓ Accepted
  • Passport + proof of address: Not required
  • Restricted regions: North Korea, Iran, Syria, Cuba, Russia, Belarus, Sanctioned regions of Ukraine, Myanmar (specific persons), Sudan (specific regions), Other countries under comprehensive UN/EU/OFAC sanctions

Reference cost example

Reference assumptions: first virtual card, one funding of 1,000 USDT at 1 USDT = 1 USD, ten payments; network fees excluded. Unknown fees remain unknown.

① Issuance fee: 29.00 USD ② Top-up fee: 1000 × 2% = 20.00 USD ③ Card balance: 1000 − 29.00 − 20.00 = 951.00 USD ③b Authorization fees: 0.5 × 10 = 5.00 USD → 946.00 USD ④ Spendable at a USD merchant: 946.00 ÷ (1 + 0%) = 946.00 USD ⑤ Spendable at a non-USD merchant: 946.00 ÷ [(1 + 0%) × (1 + 2%)] = 927.45 USD Total cost: USD merchant 5.40% / non-USD merchant 7.25%

Before applying

  1. Confirm the specific card product, residence and document eligibility.
  2. Check the live funding network, fees, limits and refund rules.
  3. Compare the total cost using your payment amount and frequency.
Back to all 22 cardsSelection and cost guide

https://4c5b4393.u-card.pages.dev/

https://4c5b4393.u-card.pages.dev/en/cards/excards/

Adapted from the supplied reference. Fees and eligibility are a source snapshot; confirm the issuer’s latest terms.