Compare Crypto Cards by Where You Live
Compare crypto card rewards and fees worldwide, then select your residence to check eligibility.
- 39 card records (27 active or partially available) across 11 tracked regions; availability varies by residence.
- Lowest maximum FX fee among cards with current official data: OKX Card (0%); PokePay (0%); Wirex (0%)
- Highest rewards with paid-plan or locked-asset conditions: Tria (0.5–6%) — Paid plans; first $100 / $1,000 / $2,000 spent per month
- Highest no-annual-fee rewards (asset requirements may apply): COCA (1–8%) — Higher tiers require staking 300–30,000 COCA; Wirex (0.5–8%) — Both portfolio value and WPAY allocation requirements apply
- Data as of 2026-10-24 (published dataset version); ether.fi and RedotPay figures rechecked against official pages on 2026-11-05. Recheck every 30 days; individual field check dates vary.
Crypto card comparison: first 20 of 39 records
Sorted by the completeness of sourced fields, then by card name. This is a data table, not a ranking, and remains readable without JavaScript.
| Card / review | Status | Network | Rewards and caps | Annual fee | FX fee | ATM | Self-custody | Official sources |
|---|---|---|---|---|---|---|---|---|
| Bitget Wallet Card | Active | Visa and Mastercard (region-dependent) | 2–3% 3% requires a monthly spending threshold Choose BTC, gold, tokenized stocks, USDC and more | Free | No percentage listed. The provider says it earns no FX spread and uses settlement rates close to Google’s. Standard fees apply after the monthly reward allowance is exhausted. | Virtual card: no ATM or counter withdrawals; unused balances can be returned to the wallet. Physical cards are available in SG/KR/JP/VN/MY/TW/AU/TH/PH, but the public official page reviewed does not list ATM fees. | The page implies users control the wallet: losing the recovery phrase prevents top-ups, withdrawals and recovery. | Official source 1 Official source 2 |
| COCA | Active | Visa (COCA Visa card) | 1–8% Higher tiers require staking 300–30,000 COCA Bonus rates on the first $1,000–10,000/month; then 1% | No annual fee; staking required for higher tiers | No FX fees on direct trading pairs, according to the official overview. Rates for other pairs were not listed. | Free allowance: $250/month on the card page, versus $200 on the overview; 2% above the allowance. Limits: €850/day, €5,000/month and five withdrawals/day. | Self-custody claimed by the provider; not independently verified. | Official source 1 Official source 2 Official source 3 Official source 4 Official source 5 |
| Ethena Pay | Active | Visa (issued under license; Visa FX fees passed through at cost) | 0–5% Paid in AVAX; rate depends on tier and monthly spending bands Standard: 4% on first $2,500; 0% above $4,000 Pro/VIP need referral upgrades; places limited; $1 minimum purchase | No recurring account fee | Non-USD: Visa’s fee passed through at cost, approximately 1%; this is neither a cap nor a guarantee. No cross-border, USD or Ethena markup fee. | Where available: $1.00 plus 0.65%; ATM operators may charge extra. Availability depends on card, device and country. ATM withdrawals earn no rewards. | Self-custody claimed by the provider; not independently verified. | Official source 1 Official source 2 Official source 3 |
| Gnosis Pay | Winding down | Visa | Ended No spending rewards from September 30, 2026 | See details | No additional FX markup from Gnosis Pay; the Visa exchange rate applies. The provider recommends paying in local currency. | Fair-use allowance: five withdrawals or a total of 200 EURe/GBPe/USDCe per month, whichever comes first; then 2% per withdrawal. Limits: 500/day and 250/transaction in EURe/GBPe/USDCe. | Self-custody claimed by the provider; not independently verified. | Official source 1 Official source 2 Official source 3 Official source 4 |
| Jupiter Card | Active | Visa | 2% Cap $100/month; paid in USDC | Free | Rain-issued: 1% for non-USD purchases. DCS-issued: 1.8% for non-USD purchases. | Rain physical card: $1 plus 0.65% per withdrawal; non-USD adds $0.30 plus 1% FX. DCS cards do not currently support ATM withdrawals. | Jupiter does not custody DeFi wallet funds. Spend balances and card funds are held by partners such as Rain/DCS. | Official source 1 Official source 2 Official source 3 |
| KAST | Active | Visa(Standard=Visa Platinum; Premium/Private=Visa Infinite) | 1.5–3% Plan-dependent; paid in USD First $2,000 / $10,000 / $40,000 spent per month | Free / paid plans $1,000–10,000/year | Non-USD: 0.5–1.75%, depending on residence, transaction country and card program; check the app. USD purchases: 0%. Apple / Google Pay fee: 0%. | $3 plus 2% of the withdrawal, with additional FX costs for non-USD withdrawals. Maximum $500 per transaction; up to three withdrawals or $1,500 per 24 hours. | No. Third-party custody; KAST and its partners can control the assets. | Official source 1 Official source 2 |
| Kolo | Active | Visa (Platinum; separate USD and EUR BINs) | 1–2% 2% for the first 30 days, then 1%; paid in BTC Cap $100 / €100 per month; $2 / $1 per transaction Minimum $1 / €1 purchase; business/co-branded cards excluded | See details | KOLO crypto-to-settlement conversion: 1% per card purchase. USD card: Visa rate plus 1% when paying in another currency; an additional 1% issuer fee applies to USD purchases at non-US merchants. EUR card: Visa rate plus 0.55% for CHF/CZK/DKK/GIP/HUF/ISK/NOK/PLN/RON/SEK; 0.65% for EUR/GBP; 1.35% for other currencies. An approximately 1% temporary buffer is refunded if unused. | $1.00 plus 0.65%. Up to $500 per transaction and three withdrawals per 24 hours; no additional weekly or monthly limit. | Self-custody claimed by the provider; not independently verified. | Official source 1 Official source 2 Official source 3 Official source 4 Official source 5 |
| MetaMask Card | Active | Mastercard | 1–3% Paid Metal: 3% mUSD; Virtual: 1% Metal: 3% on first $10,000/year, then 1% | Free / Metal $199/year | Local-currency stablecoins: no fee. Other-currency stablecoins: 0.5%, except the Argentina USD card. DeFi tokens: first $1,200/month free, then 0.5%. Other crypto: 0.875%. Cross-border fee: free plan 1%; waived for Metal, subject to fair use. Mastercard exchange rates apply. | Free plan: 2%, plus possible ATM operator fees. Metal: first $1,200/month free, then 2%. Limits: free plan $1,000/transaction and $1,000/day; Metal $1,000/transaction and $5,000/day. | Self-custody claimed by the provider; not independently verified. | Official source 1 Official source 2 |
| RedotPay | Active | Visa (Hong Kong and Singapore programs) | None on free plan No base rewards listed; paid Pro earns 3% Apple / Google Pay only; cap 18 USDs/month USDs offset later purchases; expire in 30 days | Free / Pro $129/year | Default currency: waived. Other currencies: 1.20%. Crypto conversion: 1.00%; this is a separate conversion charge. | HKD card: 2.00%. USD card: 2% on the first 10,000 USD withdrawn per month; 3% above that. | Default: custodial account. Section D of the terms also offers an optional self-custody wallet and smart contract vault that can settle card purchases automatically. | Official source 1 Official source 2 Official source 3 Official source 4 |
| Solayer Card | Active | Visa | No cash rewards Solayer Card Points; 1–5x based on purchase size Points have no fixed value | $20/year; expires after 6 months of inactivity | USD transactions: $0.15 each. International transactions: $0.10 plus 1.5% on the fee page, versus $0.10 plus 1.75% in FAQ Q11/Q12. Top-ups: 1% on the fee page, versus 0.5% in the FAQ. Visa’s live exchange rate applies. | Up to $250 per transaction including ATM surcharges, and three attempts per 24 hours. Standard ATM and network fees may apply; no specific rate listed. | Self-custody claimed by the provider; not independently verified. | Official source 1 Official source 2 Official source 3 Official source 4 Official source 5 |
| Tria | Active | Visa | 0.5–6% Paid plans; first $100 / $1,000 / $2,000 spent per month Virtual earns 0.5% above the limit; multiple cards do not increase caps | $25 / $109 / $250 per year | International terms: FX up to 3%, international transactions up to 1%, and USDC settlement/deposits up to 1%. US terms: international transactions up to 3.0%; monthly fee 0%. | Up to $2 plus 3% per withdrawal. | Self-custody claimed by the provider; not independently verified. | Official source 1 Official source 2 Official source 3 |
| Wirex | Active | Visa (Metal: Visa Signature); the marketing page also mentions Visa or Mastercard physical cards | 0.5–8% Both portfolio value and WPAY allocation requirements apply Paid in USD; Bespoke requirements not yet verified | No annual fee; asset requirements apply to higher tiers | Free: the Wirex One fee schedule lists no foreign transaction fee. | Physical / Metal cards: €750/day and €5,000/month; virtual cards do not support ATM withdrawals. The Wirex One page does not list ATM fees. The older Wirex schedule offers 200 GBP/EUR/SGD per month free (400 AUD in Australia), then 2%. ATM withdrawals earn no rewards. | Self-custody claimed by the provider; not independently verified. | Official source 1 Official source 2 Official source 3 Official source 4 Official source 5 |
| ether.fi Cash | Active | Visa (needs rechecking) | Core 3% Paid in ETHFI; Core cap $2,000 Locked for 7 days; $5 minimum to claim | Free / Luxe $199 / Pinnacle $999 per year; qualification alternatives available | Non-USD base fee: 1%. Core: up to 50 additional basis points. Luxe: up to 25 additional basis points. EUR merchants: 0% in beta; see help.ether.fi/604957. | Available in most regions. Standard ATM or network fees may apply. Pinnacle and VIP offer free withdrawals. (needs rechecking) | Self-custody claimed by the provider; not independently verified. (needs rechecking) | Official source 1 Official source 2 Official source 3 Official source 4 Official source 5 Official source 6 |
| Avici | Active | Visa | See details | Platinum: no annual fee / Signature: $20/year; see first-year terms | Avici markup: 0%. Visa may charge a 0.4–1% cross-border fee according to the documentation. Card terms list FX up to 3%, currently 1%, charged by Visa without Avici markup; cross-border fees up to 3%, currently 0%. Transaction fee: $0. | Platinum: $1 plus 0.65%; failed transactions / balance inquiries cost $0.60. Signature: $0. Limits: $1,000/transaction, $3,000/day and three withdrawals/day. | Self-custody claimed by the provider; not independently verified. | Official source 1 Official source 2 Official source 3 |
| Bybit Card | Active | Mastercard / Visa (region-dependent) | 2–4% Crypto payments only; monthly spending tiers ($500 / $3,500) Monthly caps $5 / $50 / $150; higher tiers differ | Free | Australia/APAC/Georgia: 2% when transaction and card currencies differ. Exchange-rate buffer: Australia/APAC/Georgia/AIFC/Mexico 0%; Argentina 5%; Brazil 1%. Crypto conversion: 0.9%, minimum 1 USD. | 2% after the first $100/month. APAC tiers 2/3: 3,000 USD/day and 10,000 USD/month. | Not disclosed | Official source 1 Official source 2 Official source 3 |
| Exa Card | Active | Visa (issued under license) | See details | See details | Non-USD transactions: 1.5%, included in the exchange rate. Terms list FX and cross-border fees of up to 1.5% each. Installment borrowing may carry an origination fee. Exa pays gas fees. | $1 plus 0.65%. Up to $250 per transaction and four withdrawals/day. Use an NFC mobile wallet at a contactless ATM; some operators charge extra. | Self-custody claimed by the provider; not independently verified. | Official source 1 Official source 2 Official source 3 Official source 4 |
| Karta | Active | Visa Signature (virtual and physical) | See details | Free | Card purchases: 1.5% per transaction. Visa adds a 1% cross-border fee for non-USD transactions. Conversion uses the mid-market rate. | 1 USDT plus 2.5% per successful withdrawal, according to the Help Center. The homepage lists 1.5% plus 1 USDT; this conflicts with the newer Help Center, whose rate is used here. ATM operators may charge extra. | The website claims users alone control their wallets and describes them as self-custody wallets. Card and account setup takes place in a Telegram bot / app; the official page does not explain the precise scope of self-custody. | Official source 1 Official source 2 Official source 3 |
| Karta.io | Active | Visa Signature (virtual and physical) | See details | Free | Card purchases: 1.5% per transaction. Visa adds a 1% cross-border fee for non-USD transactions. Conversion uses the mid-market rate. | 1 USDT plus 2.5% per successful withdrawal, according to the Help Center. The homepage lists 1.5% plus 1 USDT; this conflicts with the newer Help Center, whose rate is used here. ATM operators may charge extra. | The website claims users alone control their wallets and describes them as self-custody wallets. Card and account setup takes place in a Telegram bot / app; the official page does not explain the precise scope of self-custody. | Official source 1 Official source 2 Official source 3 |
| Nexo Card | Active | Mastercard | 0.1–2% Depends on tier and assets; paid in NEXO or BTC | Free | Weekdays: EEA/UK/Switzerland 0.2%; other regions 2%. Weekends: EEA/UK/Switzerland 0.7%; other regions 2.5%. | Monthly free allowance: Base €200/£180; Silver €400/£360; Gold €1,000/£900; Platinum €2,000/£1,800. Above the allowance: 2%, minimum 1.99 EUR/GBP. | Not disclosed | Official source 1 |
| Pionex Card | Active | Visa; Mastercard version (DogPay, virtual, 2% FX) assigned according to the verified region in the app (over 90 days old; excluded from filters) | 0.1–1% USD 0.1%, non-USD 1%; older rates need rechecking | Free | Visa: 1%. Mastercard: 2%. (over 90 days old; excluded from filters) | Visa ATM: 2%. Limits: $3,000/day and $7,000/month. (over 90 days old; excluded from filters) | Not disclosed | Official source 1 Official source 2 |
Cards by market and eligibility evidence
| Residence | Officially supported | Not on restricted list | Conditional |
|---|---|---|---|
| Taiwan | 4 | 3 | 1 |
| Hong Kong | 2 | 3 | 0 |
| Mainland China | 0 | 0 | 0 |
| Singapore | 4 | 2 | 0 |
| Malaysia | 5 | 2 | 0 |
| Japan | 4 | 3 | 0 |
| South Korea | 4 | 2 | 1 |
| Thailand | 5 | 2 | 0 |
| United States | 0 | 0 | 2 |
| European Economic Area | 3 | 0 | 3 |
| United Kingdom | 3 | 2 | 0 |
Counts refer to dataset records, not guaranteed approvals or distinct card programs. Karta and Karta.io may be duplicate entries. A restriction on either the account or virtual-card layer excludes the record. Unknowns, discontinued or winding-down services, evidence older than 90 days and O2 observations are excluded from this table.
Methodology and evidence
This dataset publishes only official sources attached to the research records. The evidence grades read as follows:
- A1: an official support list or explicit conditions.
- A2: a test of the official app.
- N1: an official restriction or pause.
- R1: regulatory evidence; regulatory evidence alone does not establish card eligibility.
- O2: community observations, not official permission; off by default in Traditional Chinese and English, on in Simplified Chinese.
Only aggregate O2 outcomes, independent author counts, success/failure counts and latest dates are published. Official restrictions remain visible; observations do not establish eligibility.
Filters use residence and distinguish account eligibility from virtual-card eligibility. Nationality, delivery coverage and merchant acceptance answer different questions. Unknown eligibility does not mean you can apply; use your actual residence.
Completeness awards one point for each nonempty, officially sourced field: status, network, rewards, FX, ATM and self-custody. Reward ranges include tier and promotional conditions; the whole range must match a filter. Annual-fee summaries use reviewed plan prices rather than multiplying monthly fees by twelve.
- Gnosis Pay is winding down and Cypher has ended service; both are excluded by default.
- Some Pionex and MEXC rates need rechecking.
- The relationship between Karta and Karta.
- io remains unresolved; BFinance is a business product.
- The dataset version date is not the verification date of every field.
Change log
Last updated 2026-11-05: the static table is now labelled as the first 20 of the 39 records, the data date matches the published dataset version (2026-10-24), and ether.fi and RedotPay figures were rechecked against official pages. 2026-10-18: added Traditional Chinese, Simplified Chinese and English editions, retaining paid-plan conditions, caps and reward assets in summaries. Review links appear only when the site link map confirms a matching language version. First public release.
Further reading: country roundups and full reviews
For a single-country walkthrough, see Best Crypto Cards USA (and, for why RedotPay is closed to US residents, RedotPay card USA), Best Crypto Cards UK and Best Crypto Credit Cards 2026. This page only checks eligibility by residence and compares fields; it does not replace their testing or step-by-step guides.
Frequently asked questions
Why does the English edition start with All regions?
All regions shows every card record without a residence filter. Each card shows how many tracked regions have current eligibility evidence. Select your actual residence to filter; enable restricted cards to see exclusions and the Not available in your region label.
Will I earn the highest advertised reward on every purchase?
Usually not. Paid plans, staking, spending thresholds, merchant exclusions, reward assets and caps can all change what you earn. Read the summary notes alongside the official terms.
Does absence from a restricted list guarantee approval?
No. Account and virtual-card eligibility are separate. Identity checks, residence and the provider’s review can still affect approval. Unknown information is not treated as support.
Why are some fields unknown or marked for rechecking?
The provider may not disclose the information, a suitable source may be missing, or evidence may be old. Unknown fees are not zero. Checks older than 30 days are flagged; those older than 90 days are excluded from eligibility and rate filters.
Why is a review button missing, and what if the finder will not load?
A review button appears only when the link map confirms a review in the same language. If the interactive finder fails to load, the static comparison table, market counts and official sources remain available.
For Australian residents, the Australia card guide lists the five cards confirmed on issuer pages.
Looking for an OKX Card in Malaysia? OKX lists Malaysia as restricted, so see OKX Card Malaysia: availability and cards to check instead.
Affiliate disclosure: some of our full reviews contain referral links. We may earn a commission if you apply through them. Records here are sorted by data completeness; commissions do not affect filtering.
